Las Vegas Uninsured Accident Lawyer

If you allow an uninsured driver to drive your vehicle and they get into an accident, you may be held liable for the damages and injuries resulting from the crash.

In addition to being held liable, you may have to use your car insurance to cover the resulting damages, which could affect your overall premiums.

Nevada law mandates all drivers to hold the minimum level of insurance coverage. This mandatory insurance coverage under NRS 485.185 is:

• $25,000 for bodily injury or death of one person in an accident
• $50,000 for bodily injury or death of two or more people in an accident
• $20,000 for property damage per accident

Failure to comply with the Nevada insurance requirements could result in penalties under NRS 485.187 and NRS 482.480, which are:

• Fines up to $1,000
• License suspension
• A requirement to submit an SR-22 form to the Nevada DMV

In Nevada, the statute of limitations for uninsured/underinsured motorist claims is three years under NRS 11.190.

If you attempt to file a UM insurance claim after this three-year deadline, the insurance companies may deny your claim.

If you get into a car accident with an uninsured driver and you're found to be at fault, you'll be liable for the damages and injuries caused by the crash.

In addition, uninsured motorist coverage only applies in cases where an uninsured driver is at fault, so you will not receive the benefits from UM coverage and will instead have to utilize your liability insurance.

Yes, you can use Medical Payments Coverage, also known as Medpay, after an auto accident with an uninsured driver.

Medpay helps pay for the medical bills you and your passengers incur after a car accident, regardless of fault.