What Is Underinsured Motorist Coverage in Nevada?
In Nevada, underinsured motorist coverage, or uninsured motorist coverage, is a type of insurance protection that pays for costs resulting from a car accident with an uninsured driver who cannot pay for your injuries and damages.
Nevada car insurance requirements only require liability insurance for bodily injury and property damage, but obtaining uninsured motorist coverage is highly recommended.
How Does Uninsured Motorist Insurance Work
If you get in a car accident and the at-fault driver's insurance policy limits only cover up to $25,000 or they lack insurance, uninsured motorist coverage will pay for the difference or cover the expenses completely if your uninsured motorist policy allows for it.