Las Vegas Rideshare Accident Lawyer

Unlike a personal insurance claim, a rideshare claim is much different as it involves a commercial insurance policy that adds different complications to a case.

Understanding these types of claims is vital to winning your case and obtaining the compensation you're entitled to.

Phase 1: Driver Is Offline or Not Using the App

If, in a rideshare motor vehicle accident, the Lyft or Uber driver was not logged into the company app, then personal insurance will be the only coverage available.

This is because rideshare companies do not provide coverage in phase 1 accidents.

Phase 2: Driver Is Logged into the App but Hasn’t Accepted a Ride

In the event an auto accident occurs while the driver is logged into the app but has not yet accepted a ride or is waiting for a ride request, Uber and Lyft will provide limited insurance coverage that typically covers up to:

• $50,000 per person for bodily injury
• $100,000 total injury per accident
• $25,000 for property damage

However, it is essential to understand that this coverage will only be used if the driver's insurance company coverage does not fully cover the damages.

Phase 3: Driver Is en Route to Pick Up a Passenger or Has a Passenger in the Car

If a driver accepts a ride and is on route to pick up a passenger or has a passenger in their car and gets into a car wreck, then Uber or Lyft will provide significantly more coverage:

• $1 million in third-party liability insurance
• Uninsured/underinsured motorist coverage

This vast insurance policy applies to the driver, passengers, and other regular drivers involved in the accident.

Understanding your case worth is important to avoiding low settlement offers and obtaining your entitled compensation.

Key factors that influence how much a rideshare auto accident case is worth are:

• Medical costs
• Lost income
• Repair costs
• Mental anguish
• Insurance limits
• Punitive damages
• Whether the case was settled in negotiations or trial

To understand the worth of your specific case, contact one of our Nevada auto accident attorneys by calling (702) 566-3600 for a free case evaluation.

In Nevada, the statute of limitations for filing a rideshare auto accident claim is two years from the date of the accident; this is according to NRS 11.190, which states:

“An action to recover damages for injuries to a person […] caused by the wrongful act or neglect of another” must be commenced within two years.

If you fail to file a claim without the two-year limit, you'll be barred from pursuing compensation from the defendant.

A rideshare car wreck victim is entitled to numerous forms of damages, including non-economic and economic damages and sometimes punitive damages.

Damages available to an Uber or Lyft accident victim are:

Medical Bills: The cost of past and future medical care can be compensated for in a claim.

Lost Wages: Serious injuries may cause an accident victim to miss work or lose the ability to work at full capacity. The lost income resulting from this can be compensated for in a claim.

Repair Costs: The cost to repair or replace damaged property can be sought in a claim.

Emotional Distress: If, due to an injury or other reasons, a victim suffers from emotional harm such as anxiety, depression, or PTSD, they can seek compensation for the emotional damage done to them.

Loss of Consortium: If the accident affects your relationship with your spouse, you may be able to seek compensation for the loss of companionship or the ability to maintain a relationship.

Pain and Suffering: The physical and mental pain you experience due to injuries caused by an accident can be compensated for in a claim.

Out-of-Pocket Expenses: Miscellaneous costs caused by the car wreck, such as transportation costs, can be sought for in a claim.

Legal Fees: The cost of a personal injury lawyer will be covered in a claim as the attorney will take a percentage of your final settlement, meaning you don't pay a dime out of your pocket for legal representation.

Knowing how to build a strong claim correctly is key to avoiding a situation in which an insurer denies your claim or awards you a low settlement.

Collect Evidence at the Scene: On-scene evidence is some of the most important evidence in an accident case. Key evidence you should gather on an accident scene is photographs, witness statements, contact and insurance information, and rideshare app information.

Determine Liability: With help from an attorney, you'll need to determine who is at fault for the accident, whether a negligent Uber driver or a reckless driver.

Obtain Medical Records: You'll need to gather detailed records of your medical treatments and expenses, as these records will be essential in calculating the value of your claim.

Document Pain and Suffering: In a journal, record how the injuries affect your daily life and whether they have caused a loss of enjoyment of life.

Depending on the nature of the crash, rideshare accidents can result in injuries ranging from minor to severe.

Commonly suffered injuries in rideshare car crashes are:

• Whiplash
• Broken Bones
• Head and brain injuries
• Spinal cord injuries
• Soft tissue injuries
• Internal injuries
• Facial injuries
• Psychological injuries
• Catastrophic injury